Terms and Conditions

Introduction and Acceptance

These Terms and Conditions govern your use of avutasevovya's website and financial planning consultation services. By accessing our website or engaging our services, you agree to be bound by these terms.

If you do not agree to these terms, please do not use our website or services.

Definitions

For the purposes of these Terms and Conditions:

• "Service": refers to the financial planning consultation services provided by avutasevovya
• "User" or "Client": refers to any person who accesses our website or engages our services
• "Content": refers to all information, text, graphics, and materials on our website
• "Agreement": refers to these Terms and Conditions and any additional service agreements

Use of Our Services

Our financial planning consultation services are intended to provide general guidance and personalised financial planning advice based on your individual circumstances.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into agreements to use our services.

18+ only

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Maintain the confidentiality of any login credentials
• Use our services in compliance with applicable laws
• Pay all fees associated with our services as agreed

Prohibited Activities

You may not use our services to:

• Engage in any unlawful or fraudulent activities
• Interfere with or disrupt our website or services
• Attempt to gain unauthorised access to our systems
• Share your access credentials with unauthorised parties
• Use our content for commercial purposes without permission

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of avutasevovya and is protected by Australian and international copyright laws.

You may not reproduce, distribute, or create derivative works from our content without express written permission.

Payment Terms

Our financial planning consultation service is offered at $250 per month, including all applicable taxes. Payment terms include:

• Monthly payments are due in advance by the 1st of each month
• All prices include GST where applicable
• Payment can be made via direct debit or credit card

Disclaimers

While we strive to provide accurate and helpful guidance, financial planning involves inherent risks and uncertainties. Individual results may vary.

We make no warranties regarding specific outcomes or the performance of any financial strategies discussed during consultations.

Limitation of Liability

To the fullest extent permitted by law, avutasevovya's liability for any claims arising from our services is limited to the amount paid for services in the 12 months preceding the claim.

Our maximum liability shall not exceed $3,000 in any single incident or series of related incidents.

Indemnification

You agree to indemnify and hold avutasevovya harmless from any claims, damages, or losses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Termination

Either party may terminate the consultation service relationship with 30 days written notice. We reserve the right to suspend or terminate services immediately for violation of these terms.

Upon termination, your obligation to pay outstanding fees remains, and certain provisions of these terms will survive termination.

Governing Law

These Terms and Conditions are governed by the laws of Australia, and any disputes will be subject to the jurisdiction of Australian courts.

You agree to submit to the personal jurisdiction of courts located in Australia for resolution of any disputes.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on our website and take effect immediately upon posting.

For significant changes, we will provide additional notice via email to registered users.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and avutasevovya regarding the use of our services.

Contact Information

If you have questions about these Terms and Conditions, please contact us: